Top 5 private banks that promise up to 6.75% interest on savings accounts


DCB bank

From August 25, 2021, the interest rates for resident, NRE and NRO savings accounts will apply. The current DCB Bank interest rates for savings accounts are as follows:

Balance range in Rs Interest rate pa
With credit up to 1 lakh on the account 2.75%
If the account has a balance of more than 1 lakh to less than 5 lakh 4.00%
On balances from 5 lakh to less than 10 lakh in the account 4.50%
On balances from 10 lakh to less than 25 lakh in the account 5.00%
On balances from 25 lakh to less than 50 lakh in the account 6:00 am%
On balances from 50 lakh to less than 1 crore in the account 6.50%
With a balance of 1 crore to less than 10 crore on the account 6.75%
On balances of 10 crore and more 6.50%
Source: Bank website
RBL bank

RBL bank

The savings interest rates of RBL Bank apply from September 1, 2021. The savings bank interest is calculated regularly and paid quarterly on June 30, September 30, December 31 and March 31 of each year. See the bank’s current savings account rates below.

Daily balance Interest rate (per year)
Up to Rs. 1 lakh 4.25%
About Fr. 1 lakh up to Rs. 10 lakh 5.75%
Over Fr. 10 lakh and up to Rs. 3 crore 6:00 am%
Over Fr. 3 crore up to Rs. 5 million 6:00 am%
Source: Bank website
Bandhan bench

Bandhan bench

The Bandhan Bank savings account rates have been in effect since June 7, 2021. After the last change, an interest rate of 3% pa ​​will be applied to balances up to Rs 1 lakh and an interest rate of 4% pa will be applied to incremental balances above Rs 1 lakh up to Rs 10 lakh, and a 6% pa rate will be applied to incremental balances Balances over Rs 10 lakh up to Rs 10 crore.

Daily balance Interest rate (per year)
Daily credit up to Rs 1 lakh 3.00%
Daily credit over Rs 1 lakh to Rs 10 lakh 4.00%
Daily credit over Rs 10 lakh to Rs 10 crore 6:00 am%
Source: Bank website
Yes bank

Yes bank

With effect from May 13, 2021, Yes Bank adjusted the interest rates on its savings account. For resident and non-resident customers, the current interest rates on the bank’s savings account apply as follows.

Daily balance on the savings account (INR) Applicable interest rates (pa)
> 1 lac to 4.50%
> = 10 lacs to 5.25%
Source: Bank website
IDFC Erste Bank

IDFC Erste Bank

The interest rates on the IDFC First Bank savings account apply from May 1st, 2021. See the bank’s current savings rates below.

On the account in Rs Interest rate (% pa)
> 1lac 4.50%
> 10lac 5.00%
> 2Cr 4.00%
> 10Cr 3.50%
> 100 Cr 3.00%
Source: Bank website

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