“Everything flows,” is the famous saying of the philosopher Heraclitus. The Greek philosopher probably did not refer to financial flows, but his statement is nevertheless suitable for describing our payment behavior. If there is something that flows then it is money, so much that it is almost impossible to imagine it.
Money must flow
When we are limited in the amount of money that we can let flow, it can be frustrating. The less money we have, the less we can participate in society. The hard truth is that many people do not always have the financial freedom they want. After all, we all know what it feels like to see something in a shop window that we cannot afford immediately.
The big difference between money and water
Apart from the many similarities between money and water, both also have a big difference: Water cannot be borrowed by people. Money does. In other words: Money can flow even when the tap is empty.
The advantage of borrowing money
It goes without saying that borrowing money must be a well-considered decision. However, borrowing can bring the necessary benefits, especially when it comes to small, well-arranged amounts. Consider for example an amount of several hundred euros. A mini-loan offers a solution in such cases. You can arrange a mini loan easily and quickly from your own home.
What exactly is a mini loan?
In short, there are two things that make a loan ‘mini’: the amount and the duration. A loan of up to 1000 euros with a term of 30 days or less usually counts as a mini loan. This means that for certain purchases you do not have to wait for your salary, alimony or benefits. The big advantage of a mini loan is the speed with which it can be provided. In some cases it is even a matter of minutes.
Note the conditions
The Netherlands has many lenders where you can easily request a mini loan. It is advised to always carefully study the conditions before taking out a loan. For example, in the event of late repayment of the loan amount, the fines are often high. The conditions differ per provider, but in general people who have used a mini loan are satisfied with this.
Money can flow
A mini loan allows you to let money flow when the tap is closed. It increases your financial independence. However, do not forget that in addition to the difference between money and water, both also have an important agreement: Both money and water must be handled responsibly. It is therefore often not recommended to take out a mini-loan if you do not know how to repay the loan amount within a given period. However, if you just need that little extra, an amount that you know you can afford in the short term, a mini loan allows you to make this money flow.